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If you're surrendering a leased or financed motor vehicle as element of your respective bankruptcy or proposal, you could Make contact with the lender to arrange to return the car and halt making regular monthly payments. It’s a good idea to keep coverage over the car or truck right up until your car lender picks up the automobile.I wrote the ebo

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When the resources are yours—As an illustration, the money is put up-filing earnings—you or your attorney should Speak to the bankruptcy trustee. The trustee will instruct the bank to carry the freeze.Alternatively, you would possibly prefer to preserve the vehicle by “reaffirming” the vehicle debt and continuing generating payments on it.